Whether your home represents your largest asset or it’s in your top 10, it’s never worth gambling with barebones homeowner’s coverage.

It’s important for your agent to ask the right questions, not just the obvious ones. For example, do you have valuable jewelry that needs to be itemized? Could your dog bite someone? Is your home equipped with a monitored alarm? Is part of your condo covered by the condominium association?

The right homeowner’s policy will pay to replace any of your personal property that is destroyed in a fire or other covered incidents. It will also defend you in the event you are sued by someone injured at your home. The good news? All you need to do is sit down with a Smith & Hatch agent. We’ll help you get the affordable coverage you need.

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